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The 0.5% stamp duty on UK stock or 0.45% FX fee on US/EU stock will be cheaper now rather than waiting for them to rise to do it.

You could also use it as an opportunity to rebalance your portfolio and redeploy that capital into something more profitable.

Yes, good point!

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If I sell my shares in my GIA and then rebuy in the ISA, would I need to do a tax return? Given I’m relatively new to all this and my investment is relatively low, I’m hoping I wouldn’t?

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You do if, by doing so, your capital gains are higher than £12300 if I’m not mistaken

You don’t if it’s bellow that threshold

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I was awaiting a rise in price to sell, so that the most likely movement they made while waiting for funds to clear would be down, meaning I sell at a peak and buy again at a dip. I expect a drop from a peak to be more than .5% lower on most shares.

Good luck, timing the market it almost impossible.

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Hehe, yeah, it very occasionally works!

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