I don't want to see the effect of withdrawals and deposits on my portfolio line graph

But having money sitting in the account not invested doesn’t gain you anything so again screws the graph up, anyway that’s why I said have both options for people like you and make it so we can choose which one to make as the preferred option.

So above when looking at that it makes you think oh yes my investments are doing great, but each jump was you adding say 100 pounds to your account but not investing it that’s just 300 pounds sitting there yet it makes you look like your 300 up which you’re not you’re at a loss on a downward trend.

Take off the 300 pounds and it’s a downwards slope.

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But you do earn interest on the unallocated cash. Albeit a small amount.

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If you have standard and plus

I remember saying this in July last year or so. I knew others were feeling the same as I seen a post here and there about it but just had a scroll up again and everyone’s stating the same.

So I guess what we could do is just bump the thread from time to time? And ask for updates

I guess people just want to see different things but I think I’m more with @Dave - while I’m accumulating, what I put in (or take out) is far more likely to affect how much the account is worth, than any sort of investment performance. So I prefer to look at this:

Than this:

Although this is useful in showing how I should have just lumped everything into VWRL in the first place!

That big dip in the middle of the first pic was me making the decision to sell investments to fund my house purchase.

I’d rather see that, ie the consequences of my actions.

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Hello everyone, I’d love to learn more about this topic and see how we can improve it for you by deep diving & understanding the problems this is causing.

I’m opening my calendar up for 45 minute chats next week with anybody who’s keen

Just click on this link and choose your best availability: Calendly - Rafael Costa

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The question I’d like to answer is what bank account APR would I need to get the equivalent investment gain that I’ve over time. Maybe the most waited return covers this? But there’s no graph.

Having significant events such as withdrawals and deposits as points on the graph could be interesting for the balance history graph.

Maybe having two graph lines would help? The additional line would be the movements in and out of the account. The aim would be to have this below the account balance which includes investment returns. Likely won’t happen during a downturn or when an account just opened.

Yeah the two lines approach would work well. I think I’ve suggested that before too. Another broker I use does that. It’s simple and clean enough.

The dashed line is funding and the pink one is return.

In contrast my freetrade graph currently looks like this :upside_down_face:

image

Better than it was but still not all that useful imo.

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Hello everyone,

Hope you’ve all had a nice holiday break and are all looking forward to the new year.

Thank you all for your feedback and suggestions on this topic. I’ve got a few ideas I’d love to share and discuss with some of you.

If you follow this link we can have a 1:1 chat about them and get your feedback.

Thanks again,
Rafael

The link seems to be for the message above?

Must have been all the turkey I ate… Thanks Shaun :sweat_smile:

The link has been updated, here it is again just in case Calendly - Rafael Costa

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