Is your portfolio up or down?

Mime is currently down and has been for a good month or so. Starting to recover, but whether this recovery will continue is a big question.

My stocks include Tesla, Nio, Greatland Gold, AMC and Plug. Oh, and a tiny tiny fraction in Amazon aha.

My top stocks

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Jupiter very disappointing but hoping they will bounce back

Up 125% with 15+ stocks. If anyone is achieving greater gains with that sort of diversity, let me know. I would like to learn your strategies.

Iā€™ve had some luck with tech stocks, but I did put some thought into the purchases. Mostly following Peter Lynchā€™s thought processes and investing in long term holds with favourable P/Eā€™s relative to value and growth potential.

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Up, overall. I wonā€™t go through it all but best performer currently is SMT (+42%), worst is INRG - as it is for many! - (-8.5%).

Happy with how itā€™s going at the minute but as you know it only takes a day for gains to be neutralised! :crazy_face:

:exploding_head: Impressive! @AchillesFirstStand

When is the best time to start investingā€¦ 6 months ago :joy:!

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Nice return on BioNTech!

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Yeah BioNTech seem to be doing well. Iā€™m not clever enough to interpret company charts but not sure when to bail out if they get overpriced @ralf

The European Union has reached an agreement to speed up delivery of 50 million more doses of the BioNTech-Pfizer COVID-19 vaccines to boost the continentā€™s vaccination program. ā€œThose 50 million doses were initially foreseen for delivery in the fourth quarter of 2021. Now they are available in quarter 2,ā€ European Commission President Ursula von der Leyen said in a statement on Wednesday. Johnson & Johnson has delayed its deliveries of vaccines in the EU. U.S. regulatory authorities on Tuesday advised the suspension of those shots after after six women were diagnosed with severe blood clots. The European Medicines Agency is also reviewing those shots. Von der Leyen said the EU is also negotiating with Pfizer-BioNTech for a third contract that will deliver 1.8 billion doses over 2021 to 2023. Production of the vaccines and all essential components will be based in the EU. She added that the EU reached a milestone of 100 million vaccinations as of Wednesday, with more than a quarter are second doses.

Red is the only colour Iā€™ve known.

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Guessing you got some tesla in there?

Yeh, about 40% of the gains on my Freetrade are from Tesla.

My portfolio is Ā£268 up but my shares are mostly divided payers

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I am in the green, a common denominator is that a lot of investors on here are full-on speculating, which is annoying and disappointing not for me but for you guys and your money !! This is going to be a long-ass post sorry.

Iā€™m going to be rude here now, sorry, if you havenā€™t checked the company your speculating, because all investing is speculating, though some speculation is better than others. After all, you have to look at the data. So this leads me on to if you donā€™t understand or work in the industry what are you doing investing into it, example like me I would like to own Pfizer but I do not understand the process of the drug unlike my brother being a microbiologist heā€™s had a better understanding of the process of the drug making process. So he can understand the business better than me, but with me, I work in the renewable heating sector in the U.K. and all the best companies are private, so I wonā€™t buy the public ones because they arenā€™t as good as the ones I want to buy but sadly they are private companies m, so I put my money into the areas I know.

Also if you havenā€™t checked the income statement, balance sheet, and cash flow statement over the last 10 -5 years, dividend history, and have read the annual statement and done some accounting ratios and understand how the company makes money or how they will make money if they are a young company, then what are you doing investing your hard-earned money because if you do not understand subjects such as FCF, ROCE, operating margins, gross profit, things like this, then donā€™t buy individual stocks buy ETFs!!

Guys the best thing to do is have an 80 stock to 20 bonds split and as you get to your retirement age bring this split to a 50/50 stock/ bonds mix. There is a ton of data supporting this, as the old rules were a 20 stock to /80 % bond split as got to say 60-80 years of age but with todays climate with low-interest rates and people living to 100 more and more, this wonā€™t work in protecting your money from inflation! Which remember is the only reason you invest and then a little extra for putting your money away! But there are tons of data that even with old better interest rates of 5+% the 50/50 split of stock/bonds would have grown your money and keep it very protected also, and leave your children with good money pot to put back to 80/20 split until they reach older age and repeat for their children and so on.

Okay so how to break down your stock ( equities) and your bonds split.
Okay equities, so put at least 50-60% into and a world ETF and then 20% of your equities into whatever you want as long as you have done the research! Otherwise just add the 20% into the all-world ETF, then last 20% either split into 10% commodities and 10% into REITs, if you struggle with understanding commodities then out the rest of 20% into REIT stocks or ETF, again do your Fing research! I would say if you want to full-on guessing/ speculating then I would say 5% of your portfolio can go to this no more!

Okay, so your bonds, all ETF ! Trust me buying and managing Individual bonds is annoying! Trust me so get an ETF and please note all ETFs should be hedge back to your currency, for example, I use Vanguard Bond ETFs and they are hedged back to GBP! This is important for Bonds, not stocks !!!

Okay, Iā€™ll give you an example of my portfolio, so my 80% part of my split of equities are broken down into 60% in the Vanguard all-world ETF you can use 10% -20% of this 60% into emerging markets, but if you look into it most of the big companies are funding and selling the equipment to these emerging markets, but up to you. I have 20% into dividend stocks, I specialise in this area, thatā€™s why you need to realise you canā€™t understand all the areas of the market. I do not have the time personally to understand the commodityā€™s market so I use the last 20 of the equityā€™s split into REITs, but I buy individual stock as they are almost like dividend stocks but you you have to use different accounting ratios, or just buy the ETF if you do not have the personal time to learn accounting ratios!

Okay, the final part of the split, Bonds, if you are youngish like 18-40 do a 20% split but as you get over 50-55 start taking down the split to 50/50 buy either adding more money monthly to bonds or rebalance, more in this later! So back to bonds, split the 20% into 10% into the global mix of Bonds, for example, I use vanguard Ā£VAGP, then split the last 10% either into 5% into inflation-linked government bonds, for example, I use Ishares Index-linked U.K. Gilts, normally no more than 5-10% because of theses bonds are average 10 years and have a higher risk to reactions to interest rates. So the last 5% into mixed global company debt for example I use not global but vanguard US corporate debt Ā£VUCP.

Okay into a very very very important part, you have to rebalance your assets mix, not every year, but once either least say 80 stocks to 20 bond split go over 10-15% on either stock or bond side for example letā€™s say after a couple of years the mix is 70% stocks and 30% bonds, so in theory, this is telling you a couple of things, 1) that bonds are overpriced and stock is underpriced, the closest thing youā€™re ever going to get to market timing. Second, you either put more monthly contributions into either mix to get it back to your original level of the mix, say 80/20. This will help you buy stocks low and sell bonds high. The best market timing youā€™re ever going to achieve ever! In my opinion.

Sorry for the long ass post if you are not willing to put the work in to researching your stocks, then buy ETFs and hold and rebalance!!! Rebalancing has been shown to improve returns of up to 5-10% a year in some studies thatā€™s awesome over 40-50 years or multi generations!!!

I just wanted to add I know people are going to say oh but your going to get average returns itā€™s such a diversified portfolio and over the long term, my dividend stocks have increased there dividends better than my pay rises through out my career, Iā€™m 26 and a project manager/ accountant so my wages went up pretty quick but my portfolio has out grown the rate of my pay raise by 10+% a year !! But I have put the effort into setting it up and now I just leave it and rebalance when i need to and add money monthly or you can do one off payments there is data suggesting that this is better than pound cost averaging but both are just as good ! I would say monthly gets you used to building up an emergency fund in case of at least 6 months and a portfolio. But as I was saying I just focus on my job and put money into the areas that I need to every month job done ! Easy no need to stress about what next stock is gonna do well
, I know some investors on here have made amazing returns well done but I prefer a more passive approach and not having to do tons of research.

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Up about 4% in 2 months since i started. Iā€™ve avoided speculative stocks almost entirely. In fact, Iā€™ve only got two companies in the red that you could call speculative and those are the two that have kept me down from a much higher % gain (BP and Shell).

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Same up just over 4% since starting March 1. Playing for the long term so fully expect lots of ups and downs.

70% in VWRL and VUSA ETFs. 30% across 20 individual picks across energy, tech, financial and consumer goods.

Nothing highly speculative like GME or ARBā€¦i started out with a small pot in a GIA to play and learn before picking my ISA holdings. Learned a few quick lessons with similarly speculative stocks early on - that account is 14% down. Iā€™ll leave my gambling to the football and NFL!

Disney, JP Morgan, Nike and Netflix the reds current reds. Adobe, Apple, PayPal, and Salesforce the current larger greens.

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Iā€™m just a guy who couldnā€™t go to the pub so started putting Ā£20 a month into freetrade back in October last year. My run till Xmas was great and was all green and lovely. But now itā€™s all taken a downturn. All except my $ACB stock. Iā€™ve mostly been buying into the green energy market, which had a good run for a while. Iā€™m certainly not putting life savings or large amounts in and just trying to learn from mistakes. Biggest mistake was getting caught up in the Eurasia mining takeover hype last year. But as I said, this is beer money. If the pubs were open Iā€™d have easily spent Ā£20 a month on drinks and that is money Iā€™ll never see again. So if I buy some shares and itā€™s a bust Iā€™m just leaving it be for a hopeful longer-term return. I donā€™t read portfolios, I donā€™t do my own research but then Iā€™m not worried if everything tanks as itā€™s money Iā€™d otherwise be pissing to the wind. Any larger sums of money I put into more secure longterm ETFs and just use freetrade for a bit of fun. Small fish in a massive pond but enjoying the water all the same. Props to all the big winners out there.

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Ugh it gets worse. One of my aforementioned speculative stocks (in the original post) started flying over the last 2 days (it had previously been 30% down). Suddenly, the price rocketed. I foolishly took a small profit on Friday but if I had held on I could have made hundreds! Itā€™s STILL going up.

up. 100% gme

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