Id be more concerned with section 33. Death or mental incapacity
Which only states an option to terminate your account. Death wasn’t in their terms before (there’s a thread on it), if termination of the account rather than transfer of ownership is the only option, then this is a bit of a downer on Freetrade for long term investing. (imo)
This post though suggests transfer of ownership (at least out of Freetrade to another account) is possible. the terms don’t make that clear in this case 💀 What happens to your account if you die? 💀 - #113 by MeghanB26
(also TOC 36 doesn’t match header 36)