PYPL is a solid long term position and it’s at a discounted evaluation right now so makes sense to buy in - the question is when.
I’m buying in just before moments of resistment while the stock falls in the expectation that when it reaches a low enough price triggers will be made and it’ll shoot up before I can catch it. That way I don’t miss the train.
Klarna we’re valued at $45bn last round 3 months ago. If/when they IPO they’ll be $60bn which is probably too big to justify a takeover. If you’re paying big money there is limited headroom to improve the valuation.
There are plenty of examples of independent buy now pay later companies but the tide is turning. Amazon don’t need anyone to offer finance on their behalf, when the market get to a size worth their attention they’ll add the feature to Amazon pay and roll it out everywhere.