Stephen’s strategy


I restarted my investment plan fresh with Freetrade (I’ve been out the market proper for a while), and what a time to choose to invest haha! Blasted global market downturn has not been pleasant to look at, but then my strategy is 10+ years and I have no intention of cashing in my principle (unless a very good reason).

Anyway the damage is currently:

I have stated in other threads my plan, I want global exposure but I also want dividends. My strategy basically states “no matter what is happening in the market, hold good stock and ALWAYS get paid!”. By getting dividends (and holding good stocks) it’s a win-win for me; market goes up I win (double), market stays level I win (dividends), market goes down I still get paid so I win.

What is important for me really is not the individual stock I hold, but rather the quality of the product - this is why I am ETF all the way (for now). Some of the stock in my IUKD may be dubious, may not continue to pay out good dividend year after year - but the ETF is good (in my opinion) and continues to pay out, and also has been the least affected by the global shakeup.

Ask me this question again in a year and see where I am haha (fingers crossed).

My investment journey so far. From zero to one
(Kenny Grant) #2

Interesting how different strategies are. Thanks for posting.

On the downturn, the important thing is to keep buying stocks throughout the downturn. If you’re investing for 10 years, the coming year or two will probably be a good opportunity to get stocks at a discount. IMO we’ll see further corrections from this point.

(Martin) #3

I think we could all pick up some very good deals next year, the market could take a dip.