I restarted my investment plan fresh with Freetrade (I’ve been out the market proper for a while), and what a time to choose to invest haha! Blasted global market downturn has not been pleasant to look at, but then my strategy is 10+ years and I have no intention of cashing in my principle (unless a very good reason).
Anyway the damage is currently:
I have stated in other threads my plan, I want global exposure but I also want dividends. My strategy basically states “no matter what is happening in the market, hold good stock and ALWAYS get paid!”. By getting dividends (and holding good stocks) it’s a win-win for me; market goes up I win (double), market stays level I win (dividends), market goes down I still get paid so I win.
What is important for me really is not the individual stock I hold, but rather the quality of the product - this is why I am ETF all the way (for now). Some of the stock in my IUKD may be dubious, may not continue to pay out good dividend year after year - but the ETF is good (in my opinion) and continues to pay out, and also has been the least affected by the global shakeup.
Ask me this question again in a year and see where I am haha (fingers crossed).