The Investment Newbie

[joe]

This looks like a good starting point for me as starting a steady ship in investing £50 per month?

@J4ck

Richard is 32 years old and is also saving for his retirement, but he is not comfortable with fluctuations in his portfolio value. He is still aiming to seek growth but has a lower risk tolerance than Tom. Therefore, he has decided on a 60/40 split in favour of equities.

ETF	Asset Class	Weighting
iShares Core FTSE 100	UK Equities (Large Companies)	30%
iShares Core MSCI World	Global Equities	30%
iShares Core UK Gilts	UK Government Bonds (GILTS)	20%
iShares Core £ Corp Bond	Global Corporate Bonds (In Sterling)	20%