Where do you see free trade going in the next year, 3 years & 5 years?
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I used to see VC firms as pure evil but I listen to the 20 minute VC a lot and see the value they can add in many situations. At the moment Freetrade has first mover advantage in the U.K. and there is an argument that large amounts of capital deployed at this stage could allow the team to take full advantage.
I get the attraction of bootstrapping a unicorn without VC involvement but, given the crowdfund ask is only 1 million ( and I appreciate theyāll get way more), is the hiring and scaling going to be fast enough to avoid Robinhood or Revolut stealing your breakfast? There is an alternate path here where a large amount of capital is brought to bear and things scale faster. Iām really interested to see how this round develops
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Hi Adam 
Thereās a lot of people of the opinion that Freetrade should offer a roboadviser type service so people can just add money every month to a preselected bundle of etf, stocks etc. Are there any plans to offer something like this for those who just arenāt interested in researching and picking the investments themselves?
Happy Easter
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Freetrade Adventure āfundā: 100% VWRL
Freetrade Build: 70% VWRL 30% VGOV
Freetrade Secure: 30% VWRL 70% VGOV
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I know the 1.5% fee for exercising pre-emption rights isnāt levied by Freetradeā¦ But is there any way to circumnavigate this?
Having said that I am not opposed to the fee itself, just the clumsy way it has been applied to existing investors exercising their pre-emption rights. The current choices are pay the fee, or accept dilution, neither is appealing. As such I would like your thoughts on how Freetrade can protect their existing investors from these after the fact charges.
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Iād keep it simple and do something like:
- Freetrade Simple ISA
Which is 100% VWRL (or some mix with bonds if required - freetrade knows best). Iām not convinced people know how to judge their lifetime risk in one moment, or that uk bonds are significantly safer anyway. Better to keep it simple - the whole point is the customer doesnāt want choices.
It could be a separate product aimed at people who have no idea what to invest in, donāt want to pick stocks etc. Just pick simple ISA, set up a monthly payment and watch your money grow. Itād be a perfect offering for a freetrade-monzo integration too for the circa 2 million monzo savers not familiar with freetrade.
Since weāre asking questions, I guess mine is - what would you do to target savers who currently feel more comfortable with a robo-advisor? Would you consider offering some simple product like this?
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Are you hoping to break your previous record on speed of funding? Seeing that total rocket up was something else.
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Is there a cap on this round?
Why do you only offer B shares, and not A shares?
Do you plan on bringing in a VC? What is your general position on VC investment?
Why country will you open next?
How is Brexit affecting your business? When do you plan on opening a subsidiary in mainland Europe in order to avoid risks.
Can you share key metrics like CAC, #tx per user, #customers, #app installs, revenue, LTV?
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A āstocks & shares savings potā provided by Freetrade, within the Monzo app could be great!
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How much revenue do you make per user and what is the forecast for this over the coming years?
I have several thousand Ā£ās invested through the app, but looking at the pricing schedule, I donāt think youāve even made 1 penny off me. I only have a basic account and execute basic trades (Compare our plans | Freetrade). There are probably other users that are the same.
Are there other ways that Freetrade generates income, i.e. investing cash in accounts, selling user trading data? I belive Robinhood does both of these.
Is this article exhaustive in terms of how you make money? It states the āmain revenue streamsā http://help.freetrade.io/about-freetrade/how-does-freetrade-make-money
Waiting for @adam
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Itās 8 oāclock, impatient much? 
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Yes - incredibly. More excited to hear answers to everyoneās questions
Exciting times
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Could you explain more the European expansion?
How long it will take?
I am from Italy, will it be one of the first?
We have a huge market here unsatisfied by huge commission of banks.
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What % of customers do you model to be using ISAs and Alpha? While ~50% Alpha usage would be great subscription revenue, do you see this as being realistic over time?
Whatās the Break Even Volume of customers?
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Can you shed any light on the alpha pricing and update on features (ISA pricing, trades, withdrawals)
Doddsie Iāve got a quick question:
How much money do you need to raise this round to fund your expansion plans for the next 12 months? Ā£3m+?
There was a mention of a partnership with a challenger bank. Is this still happening? Any ETAs? More generally do you see partnerships playing a big role in growth?
Do you see a aggregation play whereby holdings from other providers show in Freetrade. For example a Vanguard, or PensionBee, or even Roboadvisor portfolios?
How important are traditional metrics like Assets Under Management ( AUM ) for Freetrade?
Are there any plans on introducing a scramble mode for the app? Iām thinking it might make it easier to share/show/demo the app.
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