You canāt have two ISA? I think
You can only contribute to one S&S ISA per tax year.
But you can trade with one from a previous tax year.
AFAIKā¦i feel confident this is correctā¦but double check.
It stands to reasons ā¦if you can open a new one, that you dont have to let the old go to sh*tā¦so you must be able to trade in it.
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This is correct.
You can subscribe to one of each type of ISA per tax year. so you can subscribe to one S&S ISA per tax year.
subscribe means essentially to deposit cash into the ISA wrapper. Once cash is in the wrapper, its in the wrapper. It doesnāt matter what you do with it inside the wrapper. Buy sell, hold as cash. no one cares. as long as it stays inside the ISA wrapper.
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You can have more than one each yearā¦every year.
Could open a new cash and a S&S ISA every yearā¦but can only contribute to one ISA of each type each tax year.
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Thatās sort of what I meant by not happening 2? Lol bit pointless as you canāt add to original one if open new one? To me might as well stay with one 
In most case yes staying with one is probably sensible and easier.
Some people may wish to chase bonuses or better fees or have other reasons I suppose.
Better to have a choice than none.
Hi, I have money in FT GIA that Iād like to transfer to my ISA account.
Is this possible or do I have to withdraw it to my nominated account and then add it to my ISA account ?
Yes, drop support a line. They can move the money for you in a day or two. You just need to confirm the amount and some security details.
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Nice one rehpot, thanks 
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This was a very helpful video 
What happens if your isa was maxed previous year, for arguments sake put in Ā£20k, and during the year made a profit of Ā£1k. Total at start of year Ā£21k. Then decide to remove Ā£1k at start of new year. Does that need to be declared anywhere during new financial year?
Declared to who?
You can only put 20k into a stocks and share isa what dividends you get or profits you make the tax people arenāt interested in just that you only put 20k in during the tax year.
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I guess you would need to declare to a government department if you attempt to claim Universal Credit and your savings are above Ā£16000 in your ISA or other accounts.
Anything over over Ā£6,000 would affect a Universal Credit claim, over Ā£16,000 would close it outright (same as for the old means tested benefits)
Strictly speaking you would need to declare them regardless of the amount.
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you can put Ā£20k and even if it becomes Ā£1M in a year you can do whatever you want with it, withdraw it all or reinvest it but you can only put in Ā£20k the following year.
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Hello, sorry if already asked but new to investing. Just wanted to confirm some information about dividend ex-date. If an ex-date is say the 27th of a month and I sell my shares on the 26th will I still be entitled to the dividend or do I still need to be holding shares on the 27th?
Thanks for any help
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No you wouldnāt.
And the notion of selling around ex-dividend being a smart move is a false one.
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You would need to hold till ex div date in your case hold till 27th then sell them to still get the div 
If you buy a stock one day before the ex-dividend, you will get the dividend. If you buy on the ex-dividend date or after, you wonāt.
Moreover, if you want to sell a stock and still get a dividend that has been declared, you need to keep it until the ex-dividend date.
The stock price generally falls following dividend payment.
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