So I’ve been playing with the figures following the most recent Money Unshackled video, it looks like you could fairly adequately reconstruct VWRL (Vanguard’s Global ETF) but with lower fees by pairing different ETFs from the different providers in Freetrade. I’ve worked on using:
VUSA - S&P 500
VUKE - FTSE 100 (Option to add in VMID for more UK)
XSX6 - Euro Tracker
VJPN - Japan
CPJ1 - Pacific excluding Japan
EMIM - Emerging Markets
So we’re missing a few smaller bits but essentially it’s all there.
Breaking it down like this would give you the option to tilt the portfolio how you see fit. I’d estimate something like this:
VUSA - 35% - 0.07% OCF
VUKE - 20% - 0.09% OCF
XSX6 - 15% - 0.22% OCF
VJPN - 10% - 0.15% OCF
CPJ1 - 10% - 0.20% OCF
EMIM - 10% - 0.18% OCF
This gives a (quick maths!) total OCF of around 0.12% Vs VWRLs 0.23 (ish!). An even better saving if you use the Dev Europe VEUR (OCF 0.1093%).
Anyone doing it this way? How would you tilt the Portfolio? Anything extra you’d add?