I think these are funny in that I feel just having an interest in stocks and shares and having everything so far in order puts me a head of others but of course I started late. So Iām way behind.
Everyone else I know around me are clueless about any of this and they all live on the breadline etc mostly due to bad habits, drugs. Gambling, drink, buying lots clothes, credit cards, being the tik crew the car and everythingās bought on finance.
So Iāve no idea what their plans will be maybe they will he lucky with inheritence and of course living on the bread line means they have universal credits etc to save them unlike others who have saved and donāt get any help.
You see they gamble at work, theyāre shit with cash they go on holidays a few times a year and so they never have a penny left. We just had redundancys and lay offs so this always gets me scared they donāt get scared because they have benifits to fall back on.
I get raging of course because I saved my ass off to get where I got to and as I said above itās still not enough but it doesnāt matter the system is the way it is.
Please donāt comment about UC etc is for people who need it most I know how it works I know how itās played etc etc. I know real people who need it vs the ones who play it which you will find is the majoirty because of the fact I stated above most suck with money, which auto entitles them to benifits.
Sometimes I think their the smarter ones lol. I have been called stupid by them for being in the stock market.
I ask them what some of them are invested in as they always tell me they do stocks and shares, these are the set few that do anything they Usally say cryptoā¦
Or I get why you in that itās a mugs game.
You canāt make money in the markets
I donāt understand it all itās gobble tee gook to me
I donāt have the time to look into it
How much can I make a day on it
How much have you made
Whatās in your bank
How bigs your portfolio
I canāt be bothered
How come you can buy this or save this and I canāt
Savings to hard am skint. Sitting betting 200 every few days on slotsā¦
Does anyone else have peers, friends or in general have to deal with this on a daily basics and FYI me trying to help and teach people has gotton maybe 5 or 6 interesting in having a go at the markets and have tried it but they failed to tell me what they installed then tell me itās crypto etc so I donāt even bother. I did give them advice and stick to ETFs the main ones until they learn.
I also hate the fact that everyone calls me rich and I have plenty money to spare and I need to do this with my money and that with my money. I aināt rich at all not that itās any of their business due to their shit choices.
Stoo being a jew, stop being so grippet.
You always do overtime (they get offered and say no) have issues tho cause i always say yes.
I honestly wonder why I bother with the majoirty of humans even my mum wonāt allow me to help her try make the most being that we have nothing coming and came from nothing and wonāt be receiving a penny from any elders that pass.
Nobody wants help but they sure as shit like to cry about it.
Anyone else have these issues? And also are you on target like the video says. I know itās to do with lifestyle and what you want to do on retirement etc.
Personally my goal would be to retire around the 56 mark ish. I csn live on low money because I was used to that. Hopfully living from one pension to another pension and topping up my stocks and shares inbetween to help.
Not sure if itās a good goal yet but at least itās a plan so far.
PS I love how investment parents are doing JISA for their kids and their kids are taking that money and doing their own Stocks and Shares ISA, lifetime etc etc. I have seen so many cool stories of young kids already on it and that makes me happy. They will do well with the path their going and how the parents set them up.
If there was a book to choose to teach a kid or teen per day it would be rich dad poor dad, since it talks about being a kid learning growing up as a teen then moving to an adult. The story is magic