Hey @hookedinvesting, relevant updates will be in the pitch deck if appropriate or you can ask questions in the upcoming events or discussion forums.
Something I’d like to clarify, which doesn’t seem to have caught on, we are active in Sweden, and we are taking on customers from the waitlist. The status of Sweden very similar to what we did in late 2018 in the UK.
We are deliberately not onboarding everyone, and in fact, we throttle the intake of customers as much as we can.
We are working on specific features and products for them, similar to how we shipped the local deposit solution Swish for instantaneous funding a few months ago.
I don’t fully understand the low marketing spend point - about all non-UK European markets are less competitive than the UK, some of them dramatically so, so that’s a given. In some markets we’ll invest more than others, dependent on revenue potential / payback.
You’ll be happy to hear that a bunch of engineers are working on statements and all the other features you mention (and a few more) we identified as priorities and part of the roadmap at various times.
Hopefully see you or talk more during the campaign!