Some people said just short term noise etc is it really though?
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I know nothing other than what I read and my own take on that.
I think LGEN is having a tough time as its assests under management (AUM) are down around 10% given the world situation and in particular interest rates.
People jumping on bonds and gilts as the improved rates attract those looking safe harbor in short term…or are overly risk averse.
Markets are also generally down.
London and LSE are still a strong place for financial companies, Insurance and pension services still have a bright future, and LGEN is still expected to maintain and even possibly raise its dividend in the next year or two.
It is also seen as undervalued by some commentators.
LGEN is a massive company with a long track record of success. It offers Pensions and Insurance services that will be tied in to LGEN for decades to come.
Short term noise… thats exactly what it is, IMO.
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I was expecting that answer so then I have a screen shot of max on freetrade which is 2018 which at this point is almost 6 years. That’s not that short as they say at least 5 years and 10 years.
I never went to Google yet but you have so that’s great I just wanted some people on here to speak about it to help my mind go at ease, as today yet again I had money sitting for ages and I said today’s a buying day and I knew the market was going to nose dove after 12ishnas I missed the market open so had to wait for the rise before the fall.
I think I got in at a OK price for rio and Lloyd’s today but fell asleep and as expected the markets fell further again just a tad.
Down 13.05%
Forgot to say so over 10 years it’s exactly at the same price minus the dividents that have been paid.
I knew about the pensions as I was to be put on their pensions at one time and I have seen their insurance etc. I also seen they were one of the best at returns on their pensions.
Least you have gave me some more insight about them. I’m guessing they can’t make use of the interest rates as well because like freetrade they have to keep our money in a separate account?
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Yes, that’s what it looks like. I only hold LGEN for its dividend, I have no idea of its share price in general and if I want to add to my holding, I just buy, I don’t wait.
I think you should probably ignore what I say about long term or short term as I don’t think it can help your strategy, which appears to be timing the market. Good luck with that, anyway.
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Is that the same price 10 years apart 
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Not a criticism here im just intrigued/baffled with the obsession of holding LGEN and not using the same amount of money into one of the big 7 in the US.
Has anyone done a comparison profit wise in terms of holding LGEN for 7 &10 years with dividends and holding say an Apple, Google or Microsoft over the same period of time with the same amount of money. If you bought LGEN 5, 6,7 even 10 years ago and didnt average down you would be in the red.
Also are you guy’s/girls holding LGEN over a 12 month period, if so why? The reason i ask is, with the last two dividends i bought LGEN roughly a month or so before the dividend and then sold, receiving both the dividend and a bit of profit selling and i will be doing the same next time round, rinse and repeat.
I just dont see the benefit in holding it for the full 12 months, looks like dead money to me.
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Yeah, it looks that way.
If you wanted to profit from the share price, you probably should have bought and sold at these two points:
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The main reason - I don’t like to pay tax on dividend income (my sole reason for holding individual shares). WHT still applies within an ISA.
Yes, the bulk of my holding was probably from about 4-5 years ago but I’ve continued to reinvest the dividends. I like the company, like their business models, and with an ageing population, their pensions and insurance will continue to grow and be big business.
Unless something goes terribly wrong and I no longer believe it’s a good investment, this will be a long term hold.
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Suppose if you manage to sell and make and then repeat it works but I’ve bought them be a bit of a drop? Maybe youve bought low volumes cause it’s been going down well over 12 months
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And for me is it all about the divs, hopefully make profit at the end too 
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easier said than done, unless have a crystal ball 
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Not so much as timing the market but more to the fact it looks stagnant accept from dividents which aren’t inlucded in the graphs?
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Exactly, dividends aren’t included in the graphs.
LGEN trades broadly in a £2.10 - £2.50 area (for the most part)
There is little expectation of growth, other than perhaps when its low in the trading band you might be getting a slightly better deal.
But the investment case is the 8-9% Dividend that is very stable and predicted to be maintained or even grow slightly.
So people have asked about bank accounts that pay 5% , well this is an investment, seen as small risk, that pays 8-9%.
The compound difference over time between 5% and 8 % is huge.
But its an investment, on an exchange, so carries some risk like any stock.
Generally the risk is assessed as low. (DYOR)
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The price weakness seems to come from the fact Bonds and alternative savings accounts are more profitable than in recent years, so some see the lower risk alternatives as more appealing and put their money in these alternatives, lowering strength in the markets.
But larger interest rates will plateau and normalise IMO and the market will find its strengths again in time.
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Even with paying tax you would still be up big number’s investing in one of the big 7 over the same long period of time as you would with LGEN even with LGEN paying a dividend. I presume your investment is in the red but happy to take the dividends, fair play.
As you say you like the company and business model thats fair enough 
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Also people like to diversify…wisely.
And people with large portfolios and / or shorter investment horizons may be better off with a steady dividend than a very liquid growth stock, that can conceivably go down 25-50% in one year.
I agree some US stocks are great growth opportunities. But there is risk, and its not the best option for everyone…particularly not going all in.
Everyone has different needs…and pedal to the metal isn’t best for everyone.
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Hear what you’re saying but I don’t like to risk so much in individual shares and my holding in LGEN is small, unlikely to be even 1% of my total portfolio.
I am invested in pretty much all the biggies, but via an etf, over 20% of my portfolio is in VWRL, whose top 7 is Apple, Microsoft, Amazon, Nvidia, Alphabet, Tesla and Meta.
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