What are the clues that Monzo will certainly crowdfund again? I haven’t seen any discussion on the Monzo forum. They also raised 100M+ less than 6 months ago. Have I missed something? 
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Think there’s defo space for a lot of big players in this market
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There’s loads of ebikes around, they may not all be smart but how smart do you need a bike to be?
Not a unique enough selling point for me
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Not going to argue with you, I’m not offended just not impressed.
As far as I know, it’s Cowboy pitchdeck. They deliberately decided to highlight 10 male profiles as part of their key team.
It says to me they are not even trying. Not sure how familiar you are with Belgium, but It wouldn’t have been difficult to show a more diverse team out of 10 pictures (no female advisor? No female VP? No female skilled enough worth a mention in a 22 pages deck?).
Don’t get me wrong, I have nothing against 100% male or female, white or black founding team personally. Would I invest in a 3 white males team? Definetly! Would I invest in a 3 black females team? Of course!
Beyond the founding team, I would expect the same level of diversity from any startups in the world, especially when the team is based in a cosmopolitan city and aiming at the global market (hello London, Paris, Bruxels, NY, SF, Hong Kong, Singapore - for some of the cities I know/have invested in. I’m not sure about the African market and demographics so I might not looking at the same criteria should I identify an opportunity there).
I hope this clarifies my thoughts and answers your unnecessary assumptions about my investment criterias
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Hey @anon1435622. I work at Crowdcube - always enjoy reading your posts. We’d likewise like to invite you in. Drop me an email at shaun.sharkey@crowdcube.com - i’ll show you around 
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Great seeing someone who posts such great material get called upon by Crowdcube. Nice touch!
It also validates what I’ve seen Viktor say when I just joined. This is an investment forum not solely a Freetrade forum.
Balls in your court Seedrs! 
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Quick Update on Cowboy’s raise
Some key takeaways from Cowboy's Q&A earlier this evening:
1.4m EUR target with unknown capacity for overfunding (no more than 8mn EUR) . Over 6,000 pre-registered investors, this will go fast
60mn eur valuation (far better than the going 8x revenue multiple in similar companies) 
37mn EUR valuation at Series A last year led by Tiger Global
No EIS relief 
Revenue growth from 2mn 2018 to 9mn 2019 (translates to 5000 bikes sold 2019), forecast 10m by year end 
Profitable on per bike basis (loss making overall ofcourse, 3mn EUR loss in 2018)
Forecast Breakeven 2021
Checkout the entire Q&A on facebook here, it’s about an hour long.
See you tomorrow folks
Gosh, I would be honoured! I’ll slide into your DMs 
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Honcho (Insurtech app) are having their second round on Crowdcube soon
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LUX Rewards currently live on Crowdcube in private mode here
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Cowboy hit £1.2m in 12 minutes! Now at 160% of their target!
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If anyone would like to discuss the particulars of a company that is crowdfunding in more detail, I have created a new forum at https://community.crowded.fund/
I’m hoping it will become the go to place to discuss companies that are raising money via equity crowdfunding. It will always be free for everyone.
It is still a work in progress right now, but if you’re interested come over and claim your username before someone else gets it!
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Nice! A dedicated forum is definitely needed for Crowdfunding discussion, look forward to using it!
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This is brilliant, I will definitely join. This is something that is highly needed.
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In their latest investor update they say they are in late stage discussion with a fintech building a stock trading platform.
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Which company are we talking
They didn’t say, but I would expect Freetrade as they are well funded and are building a platform. An in app news/info section would be an interesting addition. Freetrade wants to discourage short term trading but I expect them to value time spent in app as a metric, at least for fundraising discussions. A news leg would help deliver this along with fractional shares to allow multiple small buys where people return every purchase rather than saving up and buying shares once every few months. This increased activity can still be done as part of a long term investing framework and doesnt have to conflict with the stated aim of the product being for investors rather than traders.
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assuming Revolut raises a round at a $10bn valuation, how much would Draper’s stake in Revolut be worth then?
And by how much would their stock price move in your opinion?
Also, since Draper invested early, do you expect them to sell part/most of their stake in Revolut at this round?
Imo if a news/info section was added it should be free for all. Paying for news doesn’t really fit into the Freetrade ethos in my view.
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They have its value marked at 17m, they invested 7.4m at a ~$1.7bn valuation, so ignoring dilution and currency fluctuations, they have marked it at around $4bn. However, in the absence of a funding round to validate a higher valuation, these markups can be seen as not credible by the market leading to little impact on share price. In interim results there reason for the revolut increase is 'to align with growth in the company’s.
Back of the envelope you could say a 10bn valuation leaves stake worth ~40m. No reason to expect this to necessarily cause a corresponding 23m£ increase in share price. But I’m happy to have some exposure to revolut. I think they’re ambition to be truly global will make them massively valuable. The question for me is whether investing in Draper Esprit is a good method of accessing this value. For that I have to decide whether I’m happy owning the other companies in the portfolio since I’m sold on revolut. And whether the other companies are marked/valued appropriately, because if they aren’t, then the stated net asset value and supposed discount to net asset value is meaningless.
Their biggest holding is graphcore which is a very attractive company to me based on founders, stated mission, traction integrating with microsoft and strategic investors-would love opinion from some of the technically minded here on graphcore. They have a small stake in transferwise which they recently sold part of, I think transferwise is a great company and their integrations with major banks both old and new is very encouraging. But many of the companies I know little about and am unlikely to be able to come to a accurate opinion for the basis of determining a value. The most prudent thing would be to expect these to go to zero and then consider what return would be required from the businesses I have formed an opinion on to make investing worthwhile.
Merian Chrysalis is another way to access graphcore.
Revolut is traded on seedrs secondary market though notoriously hard to get shares as they are taken almost instantly when market opens, demand is very high since seedrs pegs price to last round valuation, though seedrs have stated they intend to introduce auction style pricing early 2020.
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Just as an FYI to those haven’t haven’t check it out yet; Small Robot Company, discussed previously how just updated stating their raise will remain in private until January as they do DD work with a VC looking to invest. This could theoretically mean it never goes public or it goes public v briefly.
I’m v bullish on SRC. It’s high risk but the opportunity is enormous. It’s worth checking out now while their private and deciding if it’s one for you rather than waiting until it goes public (if it ever does). Just as heads up…
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