I think it is normally standard to claim the basic rate automatically when set up but you have to claim higher rate back from hmrc via self assessment
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Hi drop,
Freetrade confirmed they will deal with the tax for you and deposit it in to the account.
The higher rate relief has to be claimed through your tax return or by writing to your local tax office.
So does that mean if I stick £75 in there I’ll get a £25 bonus effectively?
Divide your contribution by 4 to get the amount the government add on ( for basic rate taxpayers outwith Scotland ). HL do a good calculator:
Does anybody have experience in claiming the 20% from HMRC for higher rate bucket? Can it be done via standalone forms rather than self assessment? Thanks in advance
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To manage people’s expectations on SIPP tax relief, it might not be paid into your account immediately - I find that with HL and AJ Bell, you get it pretty much a month in arrears.
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Vanguard have just announced their drawdown service which is at no extra cost
One to keep an eye out for when Freetrade announce their service and costs (if any)
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I tried Vanguard SIPP. I really didn’t like their interface. No mobile app. And every time you contribute it forces you to download an illustration of future pension benefit which is very annoying…
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They’ve updated their interface. I actually don’t mind their mobile web interface either. And at least it has a website… (maybe soon Freetrade 
)
The big drawback of course is the limited funds. However as a cheap SIPP provider i cant complain, it works well. its better than a lot of other providers.
If Freetrade offer free drawdown, like Vanguard, then their monthly subscription will make it even cheaper than Vanguard.
(For pots above a certain value)
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SIPP still looking good to launch next week?
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Hi @GlennDrawbridge will we be able to name beneficiaries on the SIPP?
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Bumping up this question now people have been back and working for the last minute 
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Hi @Eden, yes you’ll be able to nominate beneficiaries with the Freetrade SIPP
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Can we do that with ISA / basic yet?
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So can SIPPs be added to the app without an update? @Freetrade_Team
Or does this mean SIPPs aren’t coming until the new year?
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It’ll be a server-side switch, no doubt.
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In all seriousness. It would be great to get an update on this. I’ve get an itchy finger on my sipp elsewhere that I want to put to use but I’ve been waiting for freetrade.
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