Sorry, have to disagree here. Weirdest time in history has got to be the first pandemic lockdown in 2020, when everything was closed (including schools) and there was a one-way system in supermarkets and a toilet roll shortage! The empty streets in cities around the world, that’s weird.
I’ve experienced high prices, interest rates and inflation before (in the 90s) so it’s nothing new.
Just forgotten how bad it was!
Lmao yes I agree with you there 2020 wins. 2023 is up there in its own right.
I’m out of oil. Gme, cash $ and PM only. Fed will crush it.
Credit suisse still bleeding cash.
I wonder why…(idiosyncratic risk)
Yes I sold BP and Shell yesterday
Bp are one of my best performers I got in in august 2021 so am up £2.15 a share plus a nice stack of dividends I am hanging on to the for a while yet.
Fair enough. Must admit I sold with misgivings, but also with a nice profit which I re-invested in other targets.
Hope I don’t regret it! 
Hopefully you have found a better opportunity I’m sure there are good other ones out there.
FTSE 100 has broke 8000 for the first time ever
GLOBAL SMALL CAP FUND / ETF / TRUST;
How do you guys cover small caps in your investments?
Investment trusts for me. It’s the only area where I’m 100% active.
My thinking is that managers have a better chance of outperforming with small caps as it’s a relatively inefficient market.
Trusts are more volatile and expensive though.
From what I hear they rarely do out perform the market
While that’s generally true, it can be a little different for relatively inefficient markets such as small caps due to a lack of information etc.
For example, over 10 years, more than half of UK small-cap trusts outperformed a comparable index. A dozen returned 100%+ in share price terms (up to 350%) compared with roughly 80% for the index.
That said, you can hardly go wrong simply buying a cheap global small-cap ETF.
Also, take into account the funds often pay dividends and if you compounded back into the trust the performance looks better.
Most of my funds once the dividend has been included are doing better or on par over the last 2 years than non fund stocks. If you minus a few big performers.
I like to go with both and diversify 
By the time a millennial can access their sipp / pension they could be between 58 - 61 years old and with only a lifetime allowance of £1.078m providing a £40k per year lifestyle, which by 2045 will feel similar to £18k per year. State pension age could be upwards of between 68 - 71.
How are people going to respond to this and what actions can you list to find a way to retire by 55? (By retire I mean to gain more freedom).
It seems even more reason to be a business owner of somewhat. The government are coming after your ‘normal’ retirement age and small-time property rentals do not seem to protect against this anymore. (Increasing tax limitations & interest rates & expenditure & expensive regulation).
The harsh reality of this is that this increases inequality even more as yet again the consistently well-off do not get affected to the extent this affects the people who actually have to pay their mortgages off’ themselves and have little other opportunities than to work work work.
This seems to be not the government giving a push to working people to start a business or take over a business and enjoy the protection & lifestyle which the business offers, but a serious clamp down on gen x, millenials & gen z’s ability to ‘retire early’ or as some would write ‘retire at their normal retirement age’.
It is disproportionality the wealthy who work with their ‘brain’ who are living to these high ages in retirement with great health. If you have genuinely worked hard for 35 years then the option to calm down at 55 is highly needed for many. You never seem to see an obituary to the brick layer who passes away at the ripe age of 93, it is typically an actor from the 1960’s or a ‘thinker’.
These changes seriously affect investors lives and future lifestyles and it is apparent that the government have serious issues against you gaining any form of financial freedom. (Which is strange because the majority of people who work towards financial freedom simply want their mind & thoughts free from BS so they can focus on work which actually matters.
Imagine trying to retire on £40k per year (taxed) in 2050… (To anybody over 35 try picturing retiring on £12k per year currently in 2023…)
But the age for 55 wont change if you set it before then will it
The current press narrative as promoted by government client journalists is to dissuade any thought of early retirement ( reference the wave of articles with disapproving tones around the topic of over 50s leaving the workplace ).
Ignore the propaganda - keep the funds flowing into the ISA and SIPP if you can and you can get off the hamster wheel when you choose.
I have heard some schemes are able to lock the retirement access age at 55, if you act before April 2023, are you aware of which pension providers can do this or is this not for any sipp, simply luck by which pension provider your workplace has?
I spoke to freetrade about 12 months ago about this. Like freetrade said if you set your retirrment age to 55 befoe april it is locked
But just messaged them again today and said they carnt comment on it
If you need accurate pension advice I suggest speaking to a financial advisor, not Freetrade Customer Services.