Reading what you’ve posted, I’d argue that what you are doing is more complicated than what I am doing
Lolnwell in my head all I thought I had to do was buy into my etfs each month and chilll lol. But after people saying I’m over weighted in this and that.
What I want to know though does it effect my returns as they will all rise and all fall as one
Dang now yous all have made me see this I’m rattled and watched some videos. People seem to pick like a growth etf then some other then some all world type but it’s ones I have never heard of.
Or they pick single stocks but their buying everything in the etf.
Very confused now as to what direction I should go or what to do as I thought I was going well
@Kiava i’ve been drinking so I can’t take all that in just now.
Its Friday evening, no doubt you’ve worked hard all week. Give yourself a break, take a day off tomorrow and then regroup.
Sometimes a breather and a fresh set of eyes solves everything. I don’t see any disaster here to stress about.
Haha no worries bob. Yes I’m clocking out and I will have a re think when I have time again.
Hope you’re having a good night on the sedhsdhhhhehshe lol
You should be aiming to pick an etf that matches the exposure you want, then rather than adding a uk ftse 100 or an sp500 just keep adding to the all world.
This would give you some more time looking at what other single stocks you have.
@Kiava hope you don’t have too much of a hangover! I found a different version that allows you to add all stocks including BH and SMT by allocation. As long as the total equals 100% you can check complete overlap:
https://tools.morningstar.co.uk/uk/xray/editholdings.aspx?LanguageId=en-GB
So if you have the all world there’s no point buying snp500, uk100, uk250, emerging markets etc? I just woke up so I’m no further on than I’m before but I will be looking what’s in each holding.
But say one holds 2% nivida and another is 5.8% nivida. I then tech hold 7.8% of Nvidia?
I wasn’t drinking but thanks
Thanks mam. See that’s the part thats confusing am I supposed to add the percentage of what freetrade says I have put into each etc etc?
Also how would I get 100 percent if I Abe single stocks taking up my portfolio allocation as well or can I add them or is this purely etf, funds, trusts etc?
Thanks
@NeilR this is excellent, thank you!
@Kiava you should add the percentage of each fund that you own, e.g. 50% of World ETF, 50% of S&P 500. Then it will calculate what that means as a whole for the stocks that make up these funds (e.g. Nvidia).
For example, if World ETF has 2% Nvidia, and S&P 500 has 5.8% Nvidia and you own equal amount of each fund, then the total Nvidia you hold should come to 3.9% I believe (= 0.5 * 2% + 0.5 * 5.8%).
OK thanks I will give it ago just now and aww what it says.
Didn’t even know about that calculation below I thought it was easy as just adding them together lol thanks
That’s what I get but bevause it’s not 100% I can’t x ray? Because the rest of my portfolio is stocks and cash
I see others picking this QQQ one as well. I ain’t happy at all anymore with my portfolio I feel it’s all wrong and you see all these videos saying pick accumulated and yet I just sold all of my VUAG for VUSA but at this point I might as well sell everything and properly buy into just one thing and then some stocks if I felt like it.
I just noticed I seem to go for vanguards stuff but others seem to go for these other mutual funds or index or whatever names I never knew about.
Alll I wanted was exposure to the world but I picked snp500 because of the nice returns as well, and berk B prob cause I’m a buffet fan and so bought both of these thinking they were different from the Alll world.
I watched this one as well he doesn’t mention QQQ etc but I’d on about vanguards funds mostly because he uses vanguards platform.
Or there is this guy below he differs from the guy above and does actually mention QQQ and others
He has a slightly diff approch
You can add individual stocks too (just add them as the % the FT shows you have of them individually). For example, this worked for me:
Ahh ok thanks ill try that. Those videos above I think I prefer the second video he seems to get into more depth and exactly what you all have been talking about.
Although I will still need to go out and find what I’m looking for.
Really interesting video also. I see the comments sections say why not recommend TQQQ rather than QQQ. Where TQQQ has performed 1,826.85% vs QQQ 340.86% over the last 10 years.
He states he’s just hesitant to recommend a leveraged etf as a core position but more experienced investors he can definitely see the justification.
Nvm it’s me or I can’t find a single one of his picks on here.
@mig glad that the link was helpful
That’s what I got. I had to add more into the snp500 and the all world than I currently have just to get 100% as the issue is on ft a good amount of my portfolio is held in cash then I have lots small so gke stocks that are trash and I want sold and this site doesn’t give you many bars to add.
I see what you mean now why would I add more uk100 when I have a really high bias towards the UK which I think had alot to do with rio.
This should pan out over time if I fling more cash into my etfs? As I can’t find any the guy above says on this platform unless I’m writing them wrong.
My dilemma is now should I sell all of my Snp500 and fling it into the all world or leave them be as I have a strong bias to the UK currently so both them give me more exposure to the USA.
I will sort this like I said rio is getting stopped at 70 shares until my etfs become so large it makes rio look small again. Same goes for legal and general anither UK company make 1k into it max and leave it also and focus on my etfs.
I do feel a little lost now though and I wish we had like a instant chat on here but I know people can’t be financiall advisors but at least if I can see some others portfolios so see how you guys and girls spread around I might be able to judge for myself.
This will be my last post as I know I’m kinda flooding this page currently.
So sorry about that folks
@Kiava it’s really what you feel comfortable with. Over 30% in the UK market is maybe a bit high, but then again I don’t know your risk tolerance and long term objectives. If you like value dividend stocks then there is not anything necessarily wrong with that.
You can also continue to add to your S&P500 fund if you think the US market will continue to out perform, or you could build up your global fund to a higher percentage and then invest in single stocks in areas you favour.
I don’t pretend to be an expert, but thought it’s interesting to actually see how much you are overlapping without realising.
See I seen eem mog teaching you what the weight is so it’s not as simple as adding up all my UK stocks and that means how much weight I have in the UK?
When I think of it like that it’s pretty hard to keep the UK down due to how much rio I have.
My goals from listening to everything like every berb meetings, all of pension craft and many happy returns as well as books and notes.
So I thought like all world is the main one to save you but more so bring in the market a long tile should save you from much crashes.
So I also have a question about the uk250 is thst a waste of time of I have all world or?
Its hard to see what companies are in these as it Usally shows the top 10 which always ends up being the big 7 accept the all world and snp500 diffee
Berk also has diff stuff in it same with Scottish Mortgage I just buy that to be apart of space x and such.
I’m currently trying to fix my motorbike but as I cycled into the place to fix my bike 20 miles I was thinking about it and tried to listen to many happy returns on weighted countries to try learn.
I just feel this trying to get 4%, into the UK only must be hard if you buy div companies and such?