No updates on mine, I’ll try a reinstall
Not working still, Android V11 A71 @Freetrade_Team
I’m using Android 11 and it doesn’t work for me either. I’m assuming there will be another update soon that will also fix this problem.
Im using Android 12 and mines still not working either… no updates available.
Does anyone know the 2 tickers for ‘Developed + EM’ ?
@Cameron do these 2 ETF have pretty much the same regional weighting as VWRL?
Thanks
Holding onto the last of my sub £7 shares. Tbf AMC has made me quite a bit and bought me a few GME shares
VFEM & Veur
No weighting in America though?
Vnrt for America
VFEM and VEVE are the two distributing Vanguard FTSE ones, there are accumulating and MSCI alternatives by iShares as well.
Here’s my allocation, I’ve taken an absolute pounding over the last year, so I’ve added some more stable and established ETFs recently.
Quite tech and future energy heavy which is probably why I’m down so much…but I’m learning from my mistakes!
It’s interesting to see what everyone else’s portfolios look like.
Mainly an investment trust portfolio, 50% stocks and shares; 30% infrastructure + property + forestry + music rights; 20% bonds + gold + cash
Here is how one broker sliced and diced it:
Sold off most of my US stocks before everything went down and currently selling off a % of my other holdings. Not feeling optimistic about the markets.
Lots of travel market shares since they should rebound.
Rocket Lab, Darktrace and Gores Guggenheim(Polestar SPAC) as a long term prospect.
What are the spreads like? Not overly scientific here but from my own experience I got the impression that volumes were lower and I’d lose a bit more on spread by splitting VWRL (or VWRP in my case) into the subcomponents.
The spreads tend do to be wider for regional ETFs as well as the accumulating versions. For example, according to HL, the indicative spread for VWRL is 0.06% and 0.24% for VNRT. This would eat into the savings in terms of ongoing costs, so I’ve decided it’s not worth the hassle to divvy my portfolio up. To my mind, splitting it up would almost defeat the purpose of passive investing too because you wind up making active, somewhat arbitrary decisions about how much to allocate to Japan etc.
I’m not paying into my SIPP so I have only executed the initial trades. I didn’t notice anything amiss.
How does spread eat into savings? Spread is just the difference between buying and selling. Your funds deducted costs are contained in the OCF/TER. For VWRL this is 0.22% and for VNRT it is 0.10% i.e. they are lower for VNRT.
(EDIT: These OCF/TER numbers on the HL site for VWRL and VNRT are not consistent with the cost numbers on the Vanguard site. On further investigation, I can see the numbers I have quoted are the official numbers in the KIID used for UCITS. These numbers are on-going costs and do not include certain one-off costs. But if you include those apparently the total costs for VNRT are still lower than those of VWRL.)
Suppose it depends how much you are buying, and subsequently selling or rebalancing. And equally how long you plan to hold
The higher the frequency of buy/sells the more concerned you should be able spread.
The longer you plan to hold, the more you should care about ongoing costs.