Sorry guys but i believe the Instant deposits with Apple Pay and Google Pay as soon as youāre upgraded should come with a tag up to only 1000 quid .
Its kind of misleading at least for me . I had few chats with different representatives of yours and its only after i spent 1000 quid that i figured out that i cant deposit more . Bank deposits takes ages and i think there is lot of work that still needs to be done
1 Like
My app tells me how much I have left of the Ā£1000 limit
Are instant bank deposits a plan? Seems like it should be possible with the faster payments network? Moving money from Nationwide to Monzo gives me a Monzo notification before the Nationwide app even says itās finished.
6 Likes
It is about the mechanics of getting the money listed in each customers name which is tricky. We do not each have a unique bank account and so the payments have to be sorted in batches. It is possible though.
2 Likes
When did you last deposit via bank, and are you on the new platform yet?
Iām on the new platform, transferred on the 15th and it took less than 10 minutes.
1 Like
I got the message that my account is updated can see a beta tag in my insights panel, I am not sure if that means that i am on new platform. But it never says that bank deposit would be instant. It just says that google and apple pay will be instant ? Any ways 10 minutes is not guaranteed i guess?
I donāt think itās instant, but it definitely is way quicker than before. Iām in the beta group and there are a number of success stories about quick transfer and balance updates.
A few quotes from the beta group:
āThe bank transfer I made yesterday was very quick, a lot quicker than previouslyā¦ā
āMy bank transfer was there within 3 minutesā
āTopped up via bank transfer today and I would say it was no more than 5 minutes before it hit my accountā
āMade a bank transfer earlier today. Received a notification saying the money was there in less than 10 minutesā
āJust topped up for the first time since being transferred over to the platform - top up went through in less than 5 minutesā
There was the odd occasion where itās taken an hour or so, but on the whole seems to have sped things up by being on the new platform.
Hope that helps.
2 Likes
This can definitely be done automatically based on the reference. As far as I know, itās being done manually at the moment, or more likely partially automated.
Thereās a myriad of reasons it may not be fully automated right now, so I wonāt bother listing my guesses.
I just think it will be nice one day to have bank deposits applied instantly or with very little delay.
1 Like
Cool thanks thatās encouraging. I would still wait for the instant topups feature to be in the platform hopefully shortly. Cheers
Do we know the date that Freetrade expect to have all existing users onboard the new invest platform by?
7 Likes
Was migrated on this week. Have had a number of basic orders process at 3:01 and notified immediately so already feels quicker than the previous platform.
4 Likes
Any update on the migration to Invest. It feels like a life time waiting for this process to take place! 
2 Likes
Itās great on the expansion but surely it would have made more sense to develop on progress the current product here. It seems recently like things have slowed somewhat, customers are still waiting on being moved to Invest and requests for updates and new stocks seem to be falling on deaf ears. Iāve even opened a 212 account because Iām getting frustrated with waiting. Just venting sorry.
7 Likes
We have upgraded 10,000 accounts this week, and weāll finish all the upgrades in a couple of weeks. Are you still waiting? Drop me a DM if so.
They are not falling on deaf ears! In the next few days, you will see us close out request we canāt fulfill: US ETFs, due to the KID issue, no one here can do it. We have finalised the rollout plan for the US stocks and weāll give updates on the highest voted ones, as many of our community members are interested. Watch this spce. 
25 Likes
Hi Viktor. Really appreciate the update, thatās all I was really looking for. I guessed you guys were under the hammer a bit and working hard! Thank you
1 Like
I must be one of your first customers on Android and one of the forums oldest members, but still waiting.
My wifes account got upgraded weeks ago. 
6 Likes
It looks like theyāre migrating smaller accounts first, presumably to manage any risk. It would be interesting to know if all new UK/European accounts go straight onto Investā¦
1 Like
Iām not complaining. My account would be hard work I admit. Just excited by change. I love freetrade!
7 Likes
Donāt feel bad - Iām member #200 and Iām still waiting too
2 Likes
I am 180 member.
Still waiting
1 Like