Thoughts on doubling up ETF Coverage?

There’s some comments around this here:

I’d say you basically have 2 options to remove the overlaps:

  • Simple - Go heavier on VWRL and reduce the geographic tilts (USA, EM, UK, JPN)
  • Cheap - Reduce VWRL and try and get equivalent exposure using smaller geography ETFs (although you are currently missing a few areas)

The simplest way to do the later would be VEVE+VFEM (Dev + EM), or you could do EM + N America + Europe + Asia ex + JPN or whatever other way you want to split it up.

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