I’m going for a boring year really which may aid my later life.
A) Spend £416 on charity, Euromillions and set for life
B) Put almost, 90%, every spare penny in ISA/SIPP/Crowdfunding
C) Put the 10% in individual charity
D) Finish year averaging 10k distance a day on Iphone health app, currently 7.5k
E) Be nice to people and not get dragged into the culture wars of left V right etc
None are new year resolutions and more a continuing of what I already am on way to.
I’m hoping to double my investment over the next 12months in shares and double my premium bonds.
Get another BTL if can tweak my credit rating ever so slightly.
Donate to charity next Christmas whatever I can really.
Get back into excercise as it’s been too easy to find excuses not to do it.
Stop bloody doom scrolling on the news as it brings me down.
This one I would never anymore do as it is simply losing money when inflation rises and the value of PBs don’t. I had some bought when I was born and they are now worth a fraction in relative terms. MUCH rather buy a safe stock than PBs.
I usually set myself far too many so I’ll give the basics here…
Saving more - we are hoping to start a family and buy investment homes, so I want to plough as much as I can into these. I did all my emotional spending this week so I can start 2022 off right.
Embrace the outdoors again - I used to spend most of my time outside in all weathers. I’ve lost the ability to get up early since lockdown. I want to get strict with myself at getting up, taking an early cycle, walk, or run.
Start 4 Projects - I love noting ideas down and trying to make them happen. I have 3 I want to kick off in 2022 (build an enterprise web app, a series of Meetup events, learning sign language, and starting a very lowkey side hustle).
I’m hoping the saving and outdoors time will lead to the obvious more investment input and losing weight but I’m seeing these as happy side effects than the main purpose.
I should continue learning Czech so I can communicate with my future mother-in-law but I’ve been advised that not being able to communicate with one’s mother-in-law is preferred