What are your 2021 investing goals?

Happy New Year, everyone :wave:

Hope you enjoyed the holidays.

And now it’s time for a brand new year of investing.

Here are three brand new articles to kick things:

And @DanLane with his 2021 investment checklist:

What are your investing goals for 2021?

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I have a fantasy fund on the telegraphs fantasy fund manager competition, and once I figured out the balance of companies I wanted I’ve let it sit there to do what they do best. I’m currently in the top 100 of 5000 people.

While the top 30 or so have double the return I have a lot of effort goes into obtaining that as well.

So what? Well it’s giving me an appreciation of buying good companies and holding them and that’s the area I want to build up this year is those longer term strong companies.

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My aim for this year is a 10%+ return. Whilst that sounds modest I think that 2020 presented a special opportunity where it was actually more difficult to lose money than to make it, for more experienced investors anyway.
This year I think big returns will be much more difficult, so as mentioned above investing in the right companies instead of jumping on hype stocks will be critical to reduce risk.

I am looking to reduce my individual stock holdings to 10-15% of my portfolio and I also want to build up a larger cash pile to be able to respond to a possible downturn.

Negative returns are poisonous to compounding so I will try to avoid this at all cost.

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double or nothing

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VWRL + 5%

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Useful reads. Similar to the checklist My Goals for 21/22FY:

  • Max out ISA Allowance for 3rd time
  • Begin Rebalance in April according to economic environment
  • Outperform VWRL
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100% return or I’ll close my account

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A 58% yearly return can turn 10k into 1million in 10 years :slight_smile:

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8%
+
At least one ten bagger

Just saying :roll_eyes::roll_eyes::roll_eyes:

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80% target, happy with 50%.

(Last year’s 190% seems unlikely)

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This thread just seems like a manifestation of the “most drivers think they are above average” effect aka Illusory superiority - Wikipedia

I am fine with the MSCI world return or even slightly lower :grin:

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Nevermind my goals, what’s Freetrade’s goals for 2021? :wink:

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Gnarly to see the exuberance on here. 100% returns, FIFTY PERCENT RETURNS, I’m going for 80% returns this year, ALL OR NOTHING… this is heading towards delusional territory even if most comments are jokey. Suddenly all longterm investors on here are genius money doublers.

Nobody wants to see FreeTrade’s overall investor performance get crushed but reading some of these comments omg.

2022, the year of reality.

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Back to reality…10% returns across my entire portfolio will be nice (long-term buy and hold strategy with very little trading).

On dividend income front, aiming for around £200 a month on average.

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Lighten up pal… :joy: we’re allowed to dream.

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SPACs offer unique opportunity. Those are literally stocks that can not go below a certain number.

True.
You can still lose some / all of your money though if not timed right so not ‘risk free’ (I know that’s not what you were saying)

Spend more time researching AR related markets and technologies.

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We have a lot of them!

Both on the personal investing and company front :wink:

Joking aside, we’ll be sharing more news of our plans as and when we can.

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I’d be quite happy to see somewhere between 10-15% returns for 2021 for myself above that is icing on the cake.

Does your 10% include dividend returns? £200 a month is quite a lot :grinning_face_with_smiling_eyes: I think I get maybe £3 a month … pays for the ISA I suppose

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