Deposit hasn't arrived after days

Hi FreeTrade team.

It’s really frustrating this topping up is not quite efficient as it should be! I saw a couple of other topics which are similar to my case. Isn’t it so ironic for an app based on “money”, “invest” and “trade”?

Anyway, let me explain my situation. Maybe someone could able to help.

I’ve joined FreeTrade last month and could able to topup via Apple Pay seamlessly and it was all fine.

I decided to topup more and invest more on the 8th of February in the morning. I had to link my bank account because I can’t topup via Apple Pay more than £250.

I typed my bank account number and sort code and chose the bank as NatWest. Afterwards, NatWest application launched and I could able to pay the money via this route around 11 am on the 8th of February. Even the transaction has appeared straight under my transaction section and it wasn’t even “pending”. It was cleared straight away. But I couldn’t see it on my freetrade account.

I had a look at the blogs, faqs and community and it was all saying wait 2-4 hours and that’s what I did yesterday.

Since your agents work till 8pm, I decided to text them via app under “chat with us” section but no one turned back since then.

I’ve also provided the screenshot of the NatWest transaction details under chat.

Can someone please help?

Thank you.

Hi Mehmet,

First of all, welcome to the forum :wave:

I completely understand your frustration and I’m sorry that your deposit has not reached your account yet.

Usually, cash takes a couple of hours to arrive.

Very occasionally, and unfortunately, there can be a delay in cash reaching your account, for a variety of reasons.

We’re super busy right now after a surge in new customers, but are making good progress in catching up on messages which is why you may not have heard back from the in app message.

Could you please send us an email at and we’ll check it out as soon as we can.

Thanks for the reply Doyin.

I sent an email to that email address yesterday just after you left a comment but still no hint about my money.

Can you please reach out your colleagues and take care of the issue?


Hi Mehmet,

Could you drop me a DM and we’ll get someone to take a look.


Hi there,

i am having the same issue, i already sent two emails to the “hello” email address, but had no response.
Please see the message below:

Hi there,

as i cant seem to find the live chat option in the app, i am writing to you here.

Can you please let me know where the live chat button should be in the app?

I have deposited £20 last weekend (Feb 1). It has been deducted from my bank account,
but it is not showing in the app. However when i top up from the ame card thorugh google pay, it works.

Is there any way you can track that transfer?
Is there an option of removing the linked bank account, and trying to re add it?

Thank you!

Hi Doyin, could you help me out please
Iv done 4 bank transfers and none have reached my account. The first being on the 4th Feb and mostly recently the 9th Feb. Any help would be greatly appreciated as Iv emailed and tried the chat option with no reply

Hi All,

Really sorry for the delay. We have a bit of a backlog still after the spike in demand we saw following the events in the stock market this past fortnight. We will get back to you as fast as we can.

I am in the same boat. A large deposit made on Wednesday but still not showing and no response to the chat function or email.

Please can someone also look in to my case on similar grounds.


Dear Doyin,

Trust you are well. I have to share the same experience as what others are mentioning on this post. I have deposited £800 this morning and have chased your team on the App but have had no resposne till 16h30.

I have just signed up with Free Trade with lot of expectation and must say that this is not the best start that I would want.

Please can I kindly request you to check and come back to me on priority basis. FYI - I have already sent an email to

Thank you and look forward to hearing from you. Regards. Bhavin