Hi everyone. There have been similar threads before and our great leaders (Neil/Bitflip) please merge/delete as necessary. I just thought it would be interesting for people to share their top investments, and, as we seemingly (inevitably?) head into a recession what they are doing differently.
Why 14? Because it seems to fit nicely onto an I-phone screenshot . So hereās mine - largely defensive with a slight property angle. So Iām not proposing to change much. Would love to hear peoplesā thoughts on their/my portfolio.
Nice! Iāve only included Freetrade here, my pension (over 25 years) and ISA (5 years) are all in funds of funds etc. I suppose Iām trying to get a handle on individual stock picks here. I (like you it seems) would never bet massively on one particular donkey (Iāve chosen a few donkeys!)
Youāll quickly identify the pension fund. NEB3 The rest if they are included in a SIPP are mostly or will be also included in my ISA or GIA as well at some percentage. I plan to shuffle things around once ive moved accounts from other brokers. VUAG will go, for an all world ETF for example
Hereās my ISA investments; all my self-managed investments in mostly passive index trackers with a few smaller holdings in individual shares. Any comments?
All of my existing holdings are ETFs and ITs but Iāve filled my Isa for this year, so Iāve opened a GIA to buy some individual stocks. Itās not set in stone but my top 14 will look something like this:
Mineās heavily influenced by Terry Smithās fund which I held for many years. I reluctantly sold out of it late last year because itās an OEIC and I didnāt want to pay HLās 0.45% any more.
Iām screening stocks for many of the same factors outlined in Fundsmithās ownerās manual: return on capital employed, valuation, debt, moat etc. There arenāt that many companies that tick those boxes.
I love the āno bullshitā approach. How often do you read comments like this in a prospectus?
āWe are also believers in the adage that you should only buy shares in businesses which could be run by an idiot because sooner or later, they all areā
Thatās mine for what itās worth ha. I will probably try and grow BT a bit more if thereās a dip. Other than that I donāt really intend to buy anything else for good few months unless the bigger holdings I have already drop low enough to make it worthwhile averaging down.
Long term hold for the dividends Iām hoping will be ok. Have been averaging down TW to less than 1.50 now, if thereās a big drop il top up some more. Aviva same really, long term hold for the dividends. Iām hoping any big swings downwards will go back up before I need to sellā¦ hopefully
Fwiw hereās mine. Most of my investments are in funds with the likes of Vanguard and HL; this account is my smallish attempt at
a) beating the fund managers (highly unlikely but Iām going to have fun trying)
B) keeping my mind active in early retirement and giving me a distraction from the responsibilities and physicality of looking after ageing in-laws.
C) adding to my income as my other half and I get older and need more things doing to the house to adapt it for senior living
Dad passed away last November; about a year before that he told me that his biggest regret was not investing more in individual stocks and shares. He did quite well with a few, and left me some shares as āseed moneyā which Iām now trying to increase in value and income.
My strategy with these choices is that Iām looking for good quality stock that pay good dividends, coupled with a few smaller companies that have both growth potential and are paying some dividends. Iām reinvesting dividends back into those same companies that Iām still happy with. I use mainly Stockopedia for my research (Xmas present from my other half), and having mainly invested at the start of this financial year, Iām more or less even PLUS the dividend payments Iāve received. Overall and bearing in mind what the market has done, Iām fairly happy.
Interesting discussion this, I notice I seem to have a lot more ETFs than other people.
Iām mostly investing in dividend stocks, I have some growth stocks in much lower quantities lower down on my list. I had wanted to offload some of my Persimmon and Admiral shares after their dividends because I feel a little over-exposed with both of them but the prices have never been high enough to allow me to do so.
Very happy to receive any comments if people have them.
Donāt forget this is a self selecting group of people. And a minority of Freetrade customers participate in the forum let alone participate in this type of Topic discussion. You can see that ETFs feature prominently in Freetradeās monthly published top 10 ISA investments. That gives you a better indication of what is in vogue and what isnāt.
Of course, in itself, we canāt tell if this list reflects ātop positionsā in a portfolio. What we know is that they are top purchases in a particular month.
But worry not whatās in vogue :). I certainly wouldnāt buy some of those shares - and everyone should treat all these lists with considerable caution and carefully consider their own circumstances and tolerance for risk.
BTW, I donāt know if that list is ordered by volume or value.
. So hereās mine - largely defensive with a slight property angle. So Iām not proposing to change much. Would love to hear peoplesā thoughts on their/my portfolio.
The rest if they are included in a SIPP are mostly or will be also included in my ISA or GIA as well at some percentage. I plan to shuffle things around once ive moved accounts from other brokers. VUAG will go, for an all world ETF for example
